JourneyFin 1.0.6

JourneyFin is a mobile lending application operating within Cameroon, offering a streamlined solution for individuals seeking urgent financial assistance. The platform emphasizes simplicity and convenience, enabling users to apply for personal loans with minimal effort—no physical paperwork required. It serves as a practical resource for managing emergencies, bill payments, or daily expenses, providing financial flexibility.

Eligibility criteria for applicants include:.

• Cameroonian citizenship aged between 18 and 65 years
• Possession of a valid identification document and an active mobile money account
• Proof of a stable source of income

Key features of the service include:.

• Loan amounts up to XAF 500,000
• Flexible repayment periods ranging from 91 to 365 days
• Maximum annual percentage rate (APR): 10%
• Service fee: 6%

For illustrative purposes, consider a loan principal of XAF 500,000 with an APR of 10% over a 365-day period and a service fee of 6%:

1. Daily interest rate = 10% / 365 ≈ 0.027%
2. Total interest accrued over 365 days = XAF 500,000 * 0.00027 * 365 ≈ XAF 49,275
3. Service fee = XAF 500,000 * 0.06 = XAF 30,000
4. Total repayment amount = principal + interest + service fee = XAF 579,275

The platform prioritizes user privacy and data security. Interested users are encouraged to download JourneyFin to manage their financial needs effectively.

CONTACT US: Customer Service Email: [email protected]
Address: Immeuble Mefou, Yaoundé, Cameroon